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This is a mobile Banking is a service for Amicans that enables them to access a variety of banking, money transfer and payment services from the comfort of their mobile phones.

Members will be able to access the service by dialing the USSD code *298# and eventually on mobile application.This channel provides customers with unrivaled ease in accessing and transacting on their accounts.

The services that are available are:

My Account Account balance
Mini statement
Locate Branch
Change PIN
Funds Transfer Internal Transfer
Another member
MPESA transfers Withdraw to MPESA
To my phone
To another phone
Pay-bill transfers To Members account
To another Person
Airtime top-up To my phone
To another Number
Loan Application Request loan
Loan Terms
Pay Loan

How to sign in:

  • Visit your branch and request to be signed up for the solution
  • Fill in the Amicash application form
  • You will receive your PIN for logging in after you have been signed up by Amica Personnel.
  • Upon receipt of the PIN via SMS on your mobile phone, log in to USSD Mobile Banking with your PIN by dialing *298# on your mobile phone.
  • Change your PIN to one you are most comfortable with.

Ensure that:

  1. Your ID/Passport number is correct
  2. Your names appear exactly as your ID/Passport or as per Amica existing data
  3. Your date of birth is entered correctly e.g. (12121990)
  4. You give correct mobile phone number


You can also make an enquiry.

Enter your details below and we’ll get back to you within one business day.