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57 years of friendship and a commitment to provide the very best financial services

  • Who we are
  • Our Story
  • Management Team
  • Careers

We are your trusted friend who goes beyond the provision of financial solutions. At the heart of our mission is to ensure your overall financial wellbeing.

Start your financial journey with us today!

  • Shares
  • Amican Personal
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Our accounts are designed to give you a helping hand to ensure you plan smarter and live better and provide you with the best financial solutions.

Let your money work for you!

  • Amican Junior Account
  • Futures Savings Account

We help you plan for your short and medium-term commitments as well as emergencies. Saving money helps you achieve your goal.

Be smart with your money. Save, invest and grow.

  • Investa Deposit Account
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Invest and co-own a growing financial institution. Secure your future through regular savings and investments.

Property

  • Project Finance
  • Asset Finance
  • Land Lord Loans

BUSINESS

  • Business Working Capital
  • Stock Boosta
  • Float Finance
  • Trade Finance
  • Overdraft
  • Chama Loan
  • Institution loan

Personal

  • Personal Development Loan
  • School Fees Loan
  • Salary Loan
  • Amicash Loan
  • Ezesha Loan
  • BimaBoda @ 50
  • Insurance Premium Finance (IPF)

Agricultural

  • Tea Loan
  • Coffee Loans
  • Milk Loans

General

  • Medical Insurance
  • Personal Accident Cover
  • Work Injury Benefits-WIBA
  • Group Personal Accident
  • Kinga Biashara Salama

Property & Asset

  • Domestic Package
  • Theft and Burglary Insurance
  • Mpesa Insurance
  • Goods in Transit Insurance
  • Fire Insurance
  • All Risks Cover

Motor Insurance

  • Motor Vehicle Insurance
  • Motor Cycle Insurance

Agricultural

  • Livestock Insurance
  • Crop Insurance

Other Services

  • Other Insurances Products

Channels

  • Banking Hall
  • Amicash Mobile
  • Amicash Agency

Channels

  • Paybill 4298298
  • Paybill 162180
  • RTFT/Transfer
  • Merchant Settlement
  • Cheque Book
  • Internal cheque book

Channels

  • Amica Visa Card
  • M-pesa Services
  • Pesa Link
  • Bank Agents
  • Western Union

All the updates on Amica

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  • Blogs
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Everything you need to know about Amica

  • 16th/Jul/2024

    Money-Saving Tips For Moms

    Motherhood is a rewarding journey, but it often comes with financial challenges that require strategic budgeting and resourcefulness. The costs can add up quickly, from diapers and school supplies [...]

    Read More
  • 09th/Jul/2024

    The Role of Financial Literacy for Small Business

    In the intricate tapestry of entrepreneurship, financial literacy stands out as a thread that weaves success and sustainability into the fabric of small businesses. Understanding and managing finan[...]

    Read More
  • 05th/Apr/2024

    Cultivating Your Side Hustle: Tips for Growth

    It's an ideal time to breathe new life into your side hustle, nurturing it for growth and success. Whether you're a seasoned side hustler or just starting, these tips for growth can help you cultiv[...]

    Read More
  • 16th/Feb/2024

    Setting financial planning for couples: Navigating Money Matters

    Financial planning is a cornerstone of a healthy and successful relationship. As couples embark on life's journey together, navigating money matters becomes integral to building a solid foundation.[...]

    Read More
  • 20th/Jan/2024

    Saving like a pro: Building Your Wealth through Savings Accounts.

    Building your wealth draws you closer to financial stability. It is, therefore, essential to develop effective saving habits and stick to them in the long run. It is time to adopt the mindset and s[...]

    Read More
  • 22nd/Dec/2023

    How to Create a Winning Business Plan

    In the world of business, a well-structured business plan is the compass that guides you toward your desired goals. Whether you're a seasoned entrepreneur or a first-time startup founder, the impor[...]

    Read More
  • 12th/Aug/2023

    Recognizing Your Net Worth

    Knowing your financial standing is essential in the realm of personal finance. We habitually ignore the relevance of understanding our net worth, yet it is crucial when making fundamental financial[...]

    Read More
  • 26th/Jun/2023

    MONEY MATTERS: Reasons Behind Personal Financial Suffocation

    Many people are suffering from financial suffocation. Financial suffocation is being overtaken and trapped by financial commitments, unforeseen expenses, and the inability to meet recurrent costs a[...]

    Read More
  • 22nd/Apr/2023

    Tax Filing; Making The Best Out Of Tax Filing Opportunities

    It's that time of year again—the start of filing KRA returns. Tax filing can be a complicated and intimidating process, but it doesn't have to be without opportunity! If you’re looking for ways[...]

    Read More
  • 09th/Feb/2023

    Side Hustle

    A side hustle is a way to guarantee you some extra cash. Choosing a side hustle that can be pursued without adversely affecting your primary source of income can enable you to meet many goals, espe[...]

    Read More
  • 05th/Dec/2022

    Unlocking Your Target Market

    What a great era to be in, an era that allows businesses to have well-defined audiences and markets for their products and services. Numerous enterprises have been practicing the great art of targe[...]

    Read More
  • 22nd/Nov/2022

    Recession-Proofing Your Business During Tough Economic Times

    A recession can take a toll on your business. It contributes to decreased sales and affects customer confidence in making regular purchases. Small businesses are more vulnerable to a harsh economy [...]

    Read More
  • 15th/Sep/2022

    Surviving and Thriving During Harsh Economic Times

    The impact of the Ukraine war has affected not only the global economic position but also Kenya's economy. This has made it very tough to recover from the economic effects Covid-19 pandemic. Additi[...]

    Read More
  • 25th/Aug/2022

    Why Insure?

    An insurance plan is a form of a contract meant to cover your vehicle, property, life, health, and assets over a period. The policyholder gets instructions to pay the insurance provider specific am[...]

    Read More
  • 04th/Jul/2022

    Saving Tips Toward Owning Your Dream Home

    Homeownership is vital to building and preserving your wealth. Real estate is also an excellent investment option considering it gives high rates of return at the lowest risk.  Saving up f[...]

    Read More
  • 20th/Jun/2022

    Importance of Budgeting Your Monthly Salary

    Companies pay their employees consistently, including hourly, daily, weekly, monthly, quarterly, or yearly. Budgeting is a healthy financial habit that can help you keep track of your expenses, enc[...]

    Read More
  • 10th/May/2022

    Financial Management Tips a Salaried Employee Should Know

    A personal financial plan keeps you on track with your financial goals. With an orderly monetary roadmap, you will manage your economic roadblocks efficiently. As a salaried person, you should equi[...]

    Read More
  • 30th/Apr/2022

    Investing In Sustainable Agriculture

    Sustainable agriculture is a method of farming focusing on the production of enduring crops and livestock while conserving the environment's vulnerability. Sustainability in agriculture involves in[...]

    Read More
  • 09th/Apr/2022

    Lucrative Investment Areas you Should Consider in 2022

    Investments are assets set aside to be allowed to grow and make yields over some time. Investments are intended to create wealth, make profit, generate income and lastly value increment of the asse[...]

    Read More
  • 25th/Mar/2022

    Research Areas for an Investor

    Your role as an investor is to do intensive and informative research before investing. Among other investment tips, as seen in our 

    Read More
  • 18th/Mar/2022

    Important Factors to Consider When Making an Investment

    Welcome on-board fellow investors. Kudos to you for making strides towards your financial freedom. Below are factors to consider when making investments; Budget

    Read More
  • 04th/Jan/2022

    Importance of Investment

    Investment generates income in two ways: saleable physical assets like motor vehicle, land, building etc. and second, financial securities like stocks/ shares and treasury bonds that generate incom[...]

    Read More
  • 05th/Nov/2021

    Mistakes of Start-Up Businesses and how to avoid them

    Starting a business can be both an exciting and a momentous task. It is one of the best decisions one could ever make, yet the most challenging. When you begin a new business, many things can go wr[...]

    Read More
  • 09th/Oct/2021

    Factors To Consider When Taking Loan

    A loan is an amount of money borrowed for a set period at agreed repayment terms. The terms include; loan charges, duration, security, account activity, among others. Charges like interest [...]

    Read More
  • 07th/Sep/2021

    Investing Tips For Beginners

    Investing is setting money aside into financial schemes, shares or stocks, property, or a commercial venture with the expectation of a return. The return could be dividends, tax benefits, interest,[...]

    Read More
  • 17th/Aug/2021

    How to Save

    Benjamin Franklin said a penny saved is a penny earned. Many times the most challenging thing about saving money is getting started. It can be challenging to figure out simple ways [...]

    Read More
  • 02nd/Jul/2021

    Steps to Financial Freedom

    Financial freedom is having enough residual income to cover your living expenses. It is not about being rich and having tons of money, but having enough to cover your expenses so that you can spen[...]

    Read More
  • 18th/Jun/2021

    Money in Agribusiness

    "Agriculture is our wisest pursuit, because it will, in the end, contribute most to real wealth, good morals and happiness”  Thomas Jefferson. Gone are the days when agriculture[...]

    Read More
  • 30th/Apr/2021

    Banking Made Easy

    Amica Sacco has made both banking and money transfers extremely easy. Using our digital channels, you can now perform almost all banking transactions without visiting your branch physically.

    Read More
  • 29th/Mar/2021

    Why You need an Emergency Fund

    Small and Medium Enterprises (SMEs) have been heavily affected by COVID-19 pandemic, due to the closures and reduced working hours that had been recommended to curb the spread of the virus. At leas[...]

    Read More
  • 04th/Mar/2021

    Wise Spending Over the Holiday

    Holidays are here with us, a season where retailers place numerous ‘urgent’ sales promotions that consumers must take advantage of now rather than later. There is a hyped urge to being hospitab[...]

    Read More
  • 04th/Sep/2020

    Investing In Land, Part 1

    Over the last one and a half decade, buying and selling of land has experienced an exponential boom in Kenya. It has become the surest bet for making wealth as urban centres grow and the demand for[...]

    Read More
  • 01st/Sep/2020

    The New Normal, Financial Thinking

    The Covid-19 pandemic has dealt a major blow on the Kenyan economy, as it is with the rest of the world. Unemployment has skyrocketed and the economy is still crippling back up from the initial fal[...]

    Read More
  • 04th/Sep/2020

    Retirement Planning

    Your retirement is your responsibility; it is up to you to make it a worthwhile experience. Retirement planning is preparing for life after an active work life. A retirement plan s[...]

    Read More
  • 03rd/Sep/2020

    Loan Securities-Guarantors, Part 2

    In our last article, we looked at who qualifies to be a loan guarantor and the benefits of using guarantors as a form of loan security. That said and done, what should one consider before committin[...]

    Read More
  • 03rd/Sep/2020

    Loan Securities-Guarantors, Part 1

    Among the requirements for loan approval, security provision form one of the critical requirements. Security creates some degree of comfort to any financial institution that the credit advancement [...]

    Read More
  • 03rd/Sep/2020

    Causes of Bad Debt/Loans, Part 2

    In our last article, we stated that life presents us with multiple opportunities which are time-bound. Most times we are not able to seize opportunities because of fear of failure, risks and or lac[...]

    Read More
  • 03rd/Sep/2020

    Causes of Bad Debt, Part 1

    Life presents us with multiple investment opportunities which are time-bound. In most cases, we are not able to seize the opportunities either out of fear of failure, risk or lack of funds to start[...]

    Read More
  • 20th/Nov/2020

    Good Loans versus Bad Loans

    You can seize great investment opportunity by taking a good loan. [...]

    Read More
  • 05th/Feb/2019

    Personal Finance Tips

    Your Journey to Financial Freedom!![...]

    Read More
  • 07th/Feb/2019

    GOOD LOANS VERSUS BAD LOANS

    Seize great Investment opportunities by taking Good Loans[...]

    Read More
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